Personal finance app · iPhone and web · Designed by a CPA
Your money, kept the way an accountant would keep it.
Mira was designed by a CPA for anyone whose money has more than one source: a paycheck, a side gig, a rental, a brokerage, a retirement account. And for anyone who has never tracked a dollar and wants to start right.
1 month free for eligible new subscribers, then $59.99 a year. United States, 18 and over.Android coming soon
- 01
A personal P&L, not a pile of transactions.
Income on one side, spending on the other, what you kept at the bottom. Every month.
- 02
Every source of money, tracked on its own.
Salary, side gig, rental, business. Each keeps its own income, expenses and result.
- 03
Money you can reach, apart from money you can’t.
Groups for cash, taxable, retirement, property, debt. Then rename, reorder, add your own.
01 — iPhone Duo
Your whole financial picture, at a glance.
On iPhone Duo, Mira shows your net worth beside your cash flow, an account beside its history, a transaction beside the list. Nothing to switch between.
Every tab, two columns.
Net worth, cash flow and recent activity, side by side.
02 — Cash flow
What came in. What went out. What you kept.
Mira reads your accounts and sets out each month, and the year so far, as income, spending and the difference, the way an accountant reads it. The savings rate is the one number to watch.
- Moving money between your own accounts is never income.
- A reimbursement is never extra money.
- One tap moves the whole screen between personal and business.
03 — Income streams
Your salary and your side business are not the same money.
Mark an account as business and its expenses follow. Tag income to a stream and it gets its own P&L: a consulting practice, an online shop, a rental on Alder Lane. Look at them together or one at a time.
- BusinessConsulting+$7,233$10,500 in, $3,267 out
- RentalRental+$12,387$16,800 in, $4,413 out
- BusinessAll three streams+$22,979Consulting, side gig and rental together
Year to date, from the built-in demo household.
04 — Net worth
A brokerage you can sell today is not a 401(k) you cannot touch until 59½.
Most apps add them together and call it net worth. Mira ships with groups for cash, taxable investments, retirement, real estate and debt, then lets you rename, reorder, merge and add your own. Filter to one and the whole app follows.
Signature feature
A financial statement you can actually hand to someone.
Turn the accounts you already track into a dated Personal Financial Statement, individual or joint. For a lender, an advisor, or just for you. Prepare it on iPhone or the web.
- 01
Start with what Mira already has
Your connected and manual accounts become the foundation, sorted into the standard asset and liability categories.
- 02
Review only what needs judgment
Confirm ownership, liability responsibility, adjustments and exclusions in groups. Open an account only when something needs correcting.
- 03
Finalize a dated record
Preview, then finalize a snapshot with full asset and liability schedules. Later changes never rewrite a saved statement.
Personal Financial Statement
Alex Chen and Mia Chen
As of October 21, 2026
Assets
$293,969
Liabilities
$4,201
Net worth
$289,768
Schedule of assets
The vehicle is owner-estimated and dated. Values Mira could not read are shown as unavailable, never as zero.
Prepared by you, from your own account data. Mira does not audit, verify, appraise or submit your statement; it is not compiled, reviewed or audited by any accountant, and the optional signature lines are not electronic signatures. Names, institutions and balances shown are fictional.
05 — Investments
Portfolio tools, not just a balance.
Every investment account on one screen, with the parts an investor actually checks.
- Holdings and cost basis
- Allocation across every account
- Dividend income and the pace it is running at
- Tax lots, with how long each has been held
Prices are dated end-of-day closes.
06 — Honest numbers
Mira never states a number it did not observe.
A balance it could not read shows as unavailable, never as zero. History from before you connected is estimated from your transactions and drawn dashed. From the day Mira first saw a balance, the line is solid. Scrub it and it tells you which is which.
Net worth, sample household
$289,768
+$5,008 since Sep 22
07 — Make it yours
Categorize it once. It stays that way.
- Rules
- Write a rule once and every future transaction that matches it lands where you said. A “needs review” filter for anything Mira is not sure about.
- Alerts
- Large charges, low cash, a bill coming due, a dividend landing, a sync that failed. Opt in to the ones you want.
- Exports
- Your transactions out in CSV, JSON, PDF or QFX, any time. Bring history in by CSV.
- Recurring
- Bills and subscriptions detected from your own history, with what is due next.
08 — Household
Share one account, not your whole life.
Invite up to five people and choose, per account, what the household sees. Share the joint checking. Keep the brokerage yours. Splits, and a running IOU ledger for what is owed either way.
Sharing applies per account to your active household. Anyone connecting their own bank needs their own subscription.
09 — On the web too
The same account, on a bigger screen.
Everything the iPhone app does, in a browser, from the same sign-in. Link a bank, review transactions, read the month, prepare a statement. One subscription covers both.
Safe by design
Read-only. No AI between you and your numbers. Nothing sold.
Connected through Plaid
The same connection layer the major banks and finance apps rely on. Mira never sees or stores a bank password.
Read-only by design
Mira can see balances and transactions. It has no ability to move a dollar.
No ads, no data sold
Your financial data is never sold or shared with advertisers. The subscription is the business model.
Encrypted and locked
AES-256 at rest, TLS in transit. Face ID lock on iPhone, and your figures hide in the app switcher.
No AI in the loop
Your numbers come from your accounts, not from a model. Nothing you enter is sent to an AI service.
Yours to delete, yours to take
Delete your account and every bank connection in one step; how long backups take to expire is on the security page. Export transactions in CSV, JSON, PDF or QFX whenever you want.
The full list of every service that touches your data is on the security page.
One plan, everything in it
Mira
$59.99 / year
or $6.99 a month. One subscription covers the iPhone app and the web app.
1 month free for eligible new subscribers, then $59.99 a year. Founder pricing through December 31, 2026; from January 1, 2027, new subscribers pay $99 a year or $9.99 a month. Your price stays as long as you stay subscribed.
Subscribe in the iPhone app when it reaches the App Store.
- Unlimited connected accounts, iPhone and web
- Personal and business P&L, every income stream
- Net worth groups you name
- Personal Financial Statements
- Holdings, dividends, allocation
- Household sharing, chosen per account
- Rules, alerts, exports
Founder quotation
“I am a CPA with a paycheck, a side practice, a rental and a brokerage. Every app I tried squeezed all of it into the same two lines. So I built the one I wanted, with the rules an accountant would insist on.”
Mira Money is made by Sara Ventures LLC, which is not a CPA firm. Not licensed by the Arkansas State Board of Public Accountancy. Mira is software for tracking your own finances; it does not provide accounting, tax or investment advice, and using it creates no CPA–client relationship.
See your finances clearly.
Available in the United States, for adults 18 and over.Android coming soon